Insurance ERP Built for Carriers & MGAs
The only ERP platform designed specifically for insurance operations. Automated premium recognition, IBNR reserves, NAIC reporting, and reinsurance accounting—all in one modern system.
Insurance-Specific Features
Premium Recognition & Tracking
Automate written premium, earned premium, and ceded premium calculations. Real-time premium waterfall analysis.
IBNR & Loss Reserves
Track unpaid losses, IBNR reserves, LAE, and catastrophe reserves. Automated reserve calculations and roll-forwards.
NAIC Regulatory Reporting
Automated quarterly and annual NAIC filings. Generate March 1, March 15, April 1, and June 1 reports automatically.
Reinsurance Management
Track ceded reinsurance, funds held, agent balances, and recoveries. Complete reinsurance accounting and reporting.
Claims Processing
End-to-end claims management from FNOL through settlement. Integrated with accounting for accurate reserve tracking.
Real-Time Dashboards
Combined ratio, loss ratio, expense ratio, and premium trends—all updated in real-time with AI-powered insights.
Complete Insurance Accounting Modules
Insurance Assets
- Premium Receivables
- Agents Balances
- Reinsured Paid Losses
- Reinsured Unpaid Losses
- Salvage & Subrogation
- Ceded Reinsurance Recoverable
Insurance Liabilities
- Unpaid Losses & LAE
- IBNR Reserves
- Unearned Premium
- Ceded Reinsurance Payable
- Commissions Payable
- Catastrophe Reserves
NAIC Reporting Suite
Automated generation of all required NAIC statutory filings:
- Quarterly Financial Statements
- Annual Statement (March 1 deadline)
- Supplemental Filings (March 15, April 1, June 1)
- Schedule P (Loss Development)
- Schedule F (Reinsurance)
Why Insurance Companies Choose Era
Built for Insurance, Not Adapted
Generic ERPs force you to customize extensively. Era is purpose-built for insurance with specialized modules for premium, reserves, reinsurance, and NAIC reporting out of the box.
Automated Statutory Compliance
Manual NAIC preparation is error-prone and time-consuming. Era automates your entire statutory reporting process, ensuring accuracy and meeting all deadlines automatically.
Real-Time Reserve Tracking
Stop waiting for month-end to understand your reserve position. Era provides real-time visibility into case reserves, IBNR, LAE, and total reserve adequacy.
Integrated Claims & Accounting
Claims systems and accounting platforms don't talk to each other. Era integrates claims data directly with your general ledger for accurate, real-time financial reporting.
Frequently Asked Questions
Does Era support both statutory and GAAP accounting?
Yes. Era maintains dual books for both statutory (NAIC) and GAAP reporting, with automated reconciliation between the two frameworks. Generate both sets of financials from the same transaction data.
Can Era handle multiple lines of business?
Absolutely. Track and report by line of business (Property, Casualty, Auto, Workers Comp, etc.) with separate P&L, reserves, and metrics for each line. Perfect for multi-line carriers and MGAs.
How does Era integrate with our policy admin system?
Era integrates with major policy administration systems (Guidewire, Duck Creek, Applied Epic) via pre-built connectors or APIs. Premium, claims, and policy data sync automatically.
See Era's Insurance Platform in Action
Schedule a demo to see how Era automates insurance accounting, NAIC reporting, and reserve management.
Schedule Insurance Demo